Step-by-Step Guide to Creating a Financial Plan for Your Small Business
A financial plan doesn’t have to be complicated. Here’s a practical step-by-step guide to help you understand your numbers and make better business decisions.
Financial Statements Are Your Business Health Checkup
Your P&L and balance sheet are like business blood tests. They show what’s healthy, what’s changing, and where action is needed.
When Growth Hides a Profit Problem
A business can grow for years and still be unprofitable. This story shows how rising revenue masked a pricing problem, until growth stopped and cash flow issues surfaced.
5 Steps to Improve Profitability in Your Business
Profitability drives cash flow and long-term business health. Learn five practical steps to improve financial clarity, pricing, job costing, and monthly review so you can spot issues early and build a stronger business.
The Difference Between Accounting and Finance – You Need Both
Many business owners treat accounting and finance as the same thing—but they serve very different roles. Accounting tells you where your business has been, while finance helps you decide where it’s going. Understanding how these two functions work together gives you clearer insights, better decisions, and stronger financial control.
Understanding Productivity Ratio Trends in Your Business
Small changes in your productivity ratio can reveal important trends in payroll efficiency, revenue performance, and business profitability. In this episode, Ruth explains what to watch for and why it matters.
The Top 10 Reasons you WANT to Look at Your P&L and Balance Sheet
Your P&L and balance sheet reveal the true financial health of your business. Learn the top 10 reasons every business owner should review these key financial statements regularly.